The ability to toggle pay would be nice, I have no idea why its not already enabled. It might sound useless like "why would anyone want to deny money??" but if u have a friend who is too nice and wont allow gifts, its a little annoying trying to get them to accept the gift without paying back. I just wish there was a way I could give someone a gift without them paying me back, like bruh can i just be nice? thx. anyways, toggle pay would be nice!